Financing
There’s no single right way to pay for this
We review financing options during your free consultation using an initial soft credit pull, which does not affect your credit score. If you move forward, a hard credit check may be needed for final approval -- we’ll always tell you before that happens. All financing is subject to credit approval, and terms are set in a separate agreement with the lending partner.
Solar Loan
Homeowners who want to own their system and maximize long-term savings.
- ✓Zero-down option available (or pay down principal)
- ✓Customer keeps any applicable tax incentives
- ✓Fixed monthly payments
- ✓No penalty for paying off early
- ✓Customer owns the system once paid off
- ✓Typically the highest lifetime savings of the three options
Solar Lease
Customers who want the lowest monthly payment and zero maintenance responsibility.
- ✓Zero upfront cost
- ✓Fixed monthly payments; maintenance included (provider owns the system)
- ✓Typically a 20–25 year term
- ✓Fully transferable if you sell your home
- ✓Customer does not directly receive tax credits (benefits indirectly through the rate)
Power Purchase Agreement (PPA)
Customers who want to pay only for the energy their system actually produces.
- ✓Zero upfront cost
- ✓Pay a per-kWh rate typically lower than utility rates
- ✓Provider owns and maintains the system
- ✓Typically a 20–25 year agreement
- ✓Fully transferable upon home sale
- ✓Customer does not directly receive tax credits
Which option fits your budget?
We’ll walk through all three, side by side, with real numbers for your property.
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